Personify Finance Reviews

"After being turned down twice elsewhere, Personify Finance actually read my application. The $1,500 loan covered my car repair and the fixed payment was clear from day one."

"Checking my rate didn't ding my credit score, and I was approved in minutes. The Personify Finance team answered the phone when I had a question about autopay."

"The APR is higher than a bank — I knew that going in. But Personify Finance reported every on-time payment and my credit score moved up 40 points by the end of the term."

"I used my Personify Finance loan to consolidate two payday loans. One monthly payment instead of two surprise due dates — huge mental weight lifted."

"Fast funding, but the APR was higher than I expected. Would recommend reading the full agreement carefully. I eventually paid Personify Finance off early with no penalty, which was nice."

"I appreciated that Personify Finance showed me the total cost of the loan before I signed. No surprises. The site is clean and easy to use on my phone."

"The application took me about 10 minutes. Funded next day. I wish the mobile app had more features, but the website works fine."

"After my divorce my credit took a hit. Personify Finance gave me a chance when nobody else would, and 18 months later my score is back in the 700s."

"Good product for people with limited credit. Not the cheapest option out there — I knew that — but it worked for me when I needed it."